GRANT PROGRAM INFORMATION

Texas Department of Housing and Community Affairs (TDHCA) HOME Program –

SETH expects to begin accepting applications for this program in August 2008. The program will cover the counties of Austin, Chambers, Matagorda, Waller, Walker, Wharton and Galveston County (except the City of Galveston) and the Cities of Baytown, Cleveland and Pearland. Applications are not available at this time. Please check back for an application for the TDHCA HOME Program, this program has no credit score requirement and would work perfectly with an FHA loan, ask your loan officer for details.

If you're a person with a disability and dream of owning a home in Houston or Harris County, here's some good news: HOYO IS HERE!

The Houston Home of Your Own Coalition offers three innovative programs to help people with disabilities overcome the most common barriers to homeownership. You may be eligible for one or more of these exciting programs:

Up to $15,000. for families with gross annual income under 80% AMI

$25,000 for families, gross annual income under 50% AMI
1 person in the family with any documented disability
Not have owned a home within the past 3 years
Have a social security number
Buy homes anywhere in Harris county outside city limits of Houston, Ft. Bend or Montgomery county
Pre-approved for conventional 30 year fixed-rate loan
Attend Homebuyer’s Education class

Down payment and closing cost assistance for qualified buyers is available through funds from the City of Houston and other local sources. Funds may also be available from the Texas Department of Housing and Community Affairs.
Down payment and closing cost assistance for qualified buyers is available through funds from the City of Houston and other local sources. Funds may also be available from the Texas Department of Housing and Community Affairs.

You May Be Eligible!

To be eligible for HOYO assistance, you must: Have a documentable disability; Meet income guidelines; Qualify for mortgage financing and be able to make some contribution towards the down payment and upfront fees from your own funds; and Complete the HOYO orientation and homebuyer education classes.

The Texas Home of Your Own Coalition is one of many innovative programs serving Texans with disabilities created by United Cerebral Palsy of Texas and complies with all Fair Housing Equal Opportunity regulations. HOYO receives major financial assistance from the Texas Council on Developmental Disabilities and Texas Department of Housing and Community Affairs.